If you are injured and it is due in part or in whole to someone else’s negligence, then you may have a personal injury case. Negligence is generally defined as a failure to use reasonable care. If you were hurt because someone else failed to use reasonable care, you may have a personal injury case.
If you were injured while at work you may also have a workers’ compensation case. Workers’ compensation is paid for by your employer’s insurance. The purpose of worker’s compensation is to provide an injured worker with a portion of his or her lost wages and to pay for all reasonable and necessary medical treatment related to the work injury. Personal injury cases differ from workers’ compensation because personal injury cases are intended to compensate you for the full amount of medical expenses, lost wages, as well as pain and suffering
A personal injury case is brought against the person or entity who is fully or partially responsible for causing your injury. Examples of personal injury cases include if you were hurt on a construction site, in a motor vehicle crash, or in a slip and fall injury on a defective walkway or on snow and ice. Massachusetts’ workers’ compensation laws do not allow an injured worker to bring a personal injury case against their employer or a co-employee. They are limited to workers’ compensation benefits. Injured workers may, however, be entitled to workers’ compensation benefits and also have a personal injury case arising out of the same injury if a negligent third party (a person or entity other than the employer of the injured worker) caused or contributed to their injuries. An example would be a construction worker who is injured while working for a trade contractor, and was injured due to the negligence of the construction project’s general contractor. Continue reading