In Massachusetts, when you are injured on the job and your work injury requires medical care, your employer’s workers’ compensation insurer is responsible for paying for 100% of any reasonable and necessary medical treatment. You are not responsible for any co-payments and your medical providers are prohibited by law from “balance billing” you. (Balance Billing is an illegal practice where a medical provider attempts to bill a patient for the difference between what the insurance company has paid them, pursuant to their contract with the insurance company, and what they would normally bill a patient who does not have insurance). Of course, just because Massachusetts workers’ compensation laws mandate that your employers’ workers’ compensation insurer pay for 100% of your work-related medical bills, it does not mean that they will always follow the law. Continue reading